Commercial Financing.
Built For Road Miles.
Heavy commercial trucks and drop deck equipment trailers are revenue-producing assets. Greenroyd’s partners directly with dedicated commercial equipment underwriters who evaluate your lane stability, business cash flow, and contracts — offering transparent terms that keep your trucks rolling.
Pre-Approval Portal
Quick pre-qualification with zero impact to credit score.
- Direct programs for owner-operators & fleets
- Down payments starting as low as 10% on approval
- Option to apply trade-in value toward down payment
- Financing available for both semis and drop decks
Structured Lending Programs
Choose an equipment capital structure designed around your operating cash flow.
Owner-Operator Loan
Predictable fixed monthly payments with early payoff discounts. Built for operators establishing long-term vehicle equity.
- Fixed interest rates from 24 to 84 months
- Full vehicle title equity ownership
- Section 179 tax depreciation advantages
Lease-To-Own Structure
Lower upfront capital requirements with tax-deductible monthly notes and clear end-of-term buyout options.
- Reduced down payment requirements
- Predictable operational expense deductions
- End-of-term purchase or upgrade choices
Tractor & Trailer Bundle
Finance a commercial power unit alongside a heavy drop deck trailer on a single unified commercial payment note.
- Single streamlined monthly billing statement
- Rolled-in freight delivery options
- Fleet discount rates on multiple units
From Application To Funded
A fast, digital pre-approval process designed to get your rig rolling without downtime.
Submit Profile
Complete our secure 5-minute pre-qualification form online.
Lender Matching
We present your file to commercial lenders specialized in Class 8 equipment.
Review Terms
Select your down payment, interest rate, and monthly target note.
Drive & Haul
Sign digital closing documents and pick up at yard or dispatch delivery.
Apply For Pre-Approval
Submit your application below. Our commercial finance desk responds within 24 business hours.
Financing Application
Fast, confidential, and structured for commercial equipment.
Document Checklist
- Government-Issued ID & Commercial CDL
- Active DOT / MC Authority (if operating independent)
- Last 3 Months Business Bank Statements
- Selected Equipment Spec Sheet (provided by Greenroyd's)
* Commercial equipment financing is subject to underwriter credit approval and lender guidelines. Actual down payment, interest rates, and loan terms may vary based on business creditworthiness, equipment year, and loan-to-value ratio. Pre-approval inquiries do not constitute a binding loan commitment.